If the debtor objects to the default summons, the creditor can proceed in two ways:
- The creditor can have the objection of the debtor set aside in a simple procedure, if he has a title to his claim.
- This can either be a document signed by the debtor wherein the debtor recognizes the claim, e.g. a promissory note or a contract.
- Or it can be a court decision against the debtor awarding the creditor with a specified sum.
- If the creditor is not in possession of a promissory note, contract etc. or a court decision awarding him with a specified sum, he has to initiate legal action against the debtor to obtain such a court award. This court can also set aside the objection.